%PDF-1.6 % 3 0 obj <>>> endobj 23 0 obj [/CalGray<>] endobj 24 0 obj [/CalRGB<>] endobj 26 0 obj <>stream application/pdf Institutional Research Number: IB99-3 (March 18, 1999) UM ŷڱƵ - Financial - Issue Briefs - Publication um system research Tuesday, April 20, 1999 3:53:02 PM um system, research Acrobat PDFWriter 3.02 for Windows Microsoft PowerPoint 2025-08-19T15:15:57-05:00 2025-08-19T15:15:57-05:00 2025-08-19T15:15:57-05:00 uuid:cc8e5c12-944c-1c49-b1fb-a378bfb10b42 uuid:2d49908b-da1f-8849-ba16-c19957be326e endstream endobj 25 0 obj <> endobj 5 0 obj <> endobj 4 0 obj <>/ProcSet 2 0 R>>/Type/Page>> endobj 10 0 obj <>/ProcSet 2 0 R>>/Type/Page>> endobj 14 0 obj <>/ProcSet 2 0 R>>/Type/Page>> endobj 17 0 obj <>/ProcSet 2 0 R>>/Type/Page>> endobj 20 0 obj <>/ProcSet 2 0 R>>/Type/Page>> endobj 21 0 obj <>stream D( Pn2H 3F,T"#'\1@ph 6k sd ,L!\2AM(ԉ|d5'_(84c-Qt6T\]I]VF鶪ݺJO ȍ2ss 8XjcA[38Gd5+]o6s`6ZvE`nk=ń hҙOwAނ3B]  co7C6<>ŋ r+ :Ȼǵ#^- $7:J  2 h2(p+B 5Qzz-SDZ3˚·s1qİdr,2u )rdk C4HPW T͑pf M)vᣛ# lI@ ܄B%*$&X@*ӓUh^#"-r6IAN1*zyS P# #83A@( 2à3x cH#(9MN5-<(JETjJ0T1MS:MTJP!}bҕ4ݵz u`@9 # 0( @c}*\j8xav8 .: 4،7 rNz5S˕ggeaȍOa[܁kӇ5Pj*ua@`ng~bb A.f^apƆzg G%UpC|^ƽ<~ՅRp p)v=Eҭs<6]bK~Vyݗ=7Q{a]vgrjlEA sf9oez5_̎ o&h6-Y\P3KsڥX6;!b]lQ];I>&Ըۊeʚ:U < Liٰ(w 1O! `! endstream endobj 2 0 obj [/PDF/Text] endobj 8 0 obj <> endobj 18 0 obj <>stream D( Pn2H 3FxT"#'\2@l n0 0@l退e- Pls;R46 (!^4ͧ]r2Uj$d9upBT9|f3Ү:?(a1xtXLFMByڦ'1m "w,%ՌlVkc`yN#i wF=p@M5Ie=nCzȮГ5f· p:*9$"y at:-HT+jdrıc.$mEl#7nL.nw_Űfk-2Re$s$+17ᤣ.Jd2tD&4zO܃;Ea ˪e ͊&D*Et.2ҪRXYn6w "ڭ{n챸\Aݠ3XJiƶSɇKrP`\U9kC2@(0+E-64-0PLOQ)\jTcLT3LdĆ8IrҪ nO+Љc:UGieb p%.L#r$lnLOvᤧwa?zrMF6:4wZy:(aJ\8Ͻ@|4Oܲs8_$8+&#'&6nQCze+!i0JDu(iK󺘩[*ybl8ٯiJ>8`VԚ  7PuPJ5 110!ZQb6URCJQML 8QG+죈5rQVOXqcOLxCUcs 9t#!F0 ȴs,=9;-2QcAXZ-AB6~.XeV3iͿsKN2:̮(SI_KY]-,NJsgUwYZ!d W_v]Q^hbu*i7S^~p8y8 `mB6scZ<Qi6j:!G%~KSޥ!en*2!E m^ \bP:ǭ;nt;z?Rc6f&0/>ƍ't*)˳65"I¶ķfƯ$1l쳦%)?ﳢ9<5s UWԲtmP8( rŇNopKtE. xg&f_C汌J'r<:HէoF_~$YY [' 4 (?tDazGy:x9\'; *7t{Zd{R pu W1c5R9Fj@U9CEK櫛=Y_j1]Ă5h#&} @!hr?mPEFըDZ"@S$K`@"@ @ @+ B"G`Z@ WP "'8Z# Zkp,Z e|'B PZ#P  ` " @ `@@ SN"~:fp[P"i c'b8G@8Jb"  p @@61u*`f$"1-a1VB[PWi]quѐ31 Us P"qU1Qʈ"Fqqk[qQ7 r!1" 1"5R3"##PRCY 1qęqў;&&2q!u&Mrtx3&))rthRh7'* *+ e+r'.,o+,(Q()'(d5^Ɇqj2aB7 k3_c 0 Q-\!XKe/cux,2+q4D)Q{Ќ Z Oo0[ 4K8` 3)#FW "L ")E^ZF8/+ M@A;bxS/<0L3[] MQ 60C/ Rq Zp @ 1g4I91¹B @\o+¼\QAc /)s]F P6N^#&ksBЁ736Q/G ` @4lS8 ?3F4&5TB "D`b 7 ` `s5TI% H_ Le~{'>9 endstream endobj 9 0 obj <> endobj 13 0 obj <> endobj 15 0 obj <>stream D( Pn2H 3FxT"#'\2@Ix@m A,c3 ]0 #1t6p O!td6 F2|d5Pit`5=xr1s-NqQ(`2na_y^9иa1ԡ~"\E(ڱSqMdn .gVM69dkv}f54p=ln}1bvSj_?S5e6)-,U/oz>oeiw)7zw d!nb08&0+Bl6ʾ0l: < cjO6A3jӬ΂]W+Xra+RH(@dG|x&Cn&50F4.ϖ(g³K 8_OKАc1RÅ)ʡwAn=2`Lmõ^-^TJpa!ů}BA6ң|WlihiKs޾|Ϲ H7sIs<|"+~n8΁u)b*k s<ê5@RXZeԯbDGmKP^iy8`XA_"A Z ;&t1V$w+1`z5d=lCOL cI[ÈV?(HhWFⰚD$-"PYZZMEȃ6oj8 )2=i.]%4XL9%BE>stream D( Pn2H 3FxT"#'\2@qph 6!9c3 ]0 R;҆T/QpcNM5Ɔ F20cWC)go\j f5 v 6:80+ 2OAR-BϫK |=Nb9A!qqQP] q;,Qt` tFĊjA 8QȭǑ&/}(ˢJLu#Ȏ2r[RM8L1 +;.AQzD@c" ՑF&4 pϤGz8TP<)CBԗriNdn& R( %h:3$#$Œ2x4YK50DM69"1 rOF=2U_Mr(t+PϽ9\&՟:eRs C4< JM~w9{Qg:ZhmƊ=RHh4 {m/Hyi{O>(@㎧Eiܲ)1rѩ6SVr Gޮn,ᜰE׬ga0ͶI[Mn)ъt8&Uy2 8É0rKtmaR-+'p6W+]0_#Eo"m|K>Ӷ/dL(En$[(-܉ʖdg&\QiaԢW1=ز: j֕됨!HzmPpad@bn%BNYV s~uWR[xnu!=\m:@$[C$N\͉ϜG$OK9FRM&>kVZc^HθhQ!pmEW .&:/ؘV4Rnưܛ,jEΜF_ S?uRF1_G!hfu(fZʞ5ړ [[)4v(q5 6g[k͵!SƨrGw/z=r:~~A/1!|F~E wa7YƵ"B U>#r ( ghA.# Ar > 0i ԋfeA2C9 P:gA2P(s7 `e Q-yN\ ͥ'с( !P@Ñ!a @H 3v~;-_ 搾ȋj@?˺8I0CpiH9p Bl 6xn?DR欏UsMzl'킀KzU~F/M>stream D( Pn2H 3FxT"#'] B,f @lXt9N'SQl.O49}4k&>24m1FC[ϭvŎgsʵJ^%D FbKb-R8 31o]O=J˖jV) FGUo{=Weļ{verZ×:Ι[;Mz}GE_b<;w¦(c?x<#Lk \%>Ͷ2+ .chܺ7McE;TdFR=ڨ*!*,nGoINcDFKk+S Y%ᴇ(H$R0Ό .6NGroC+C!(E3]aKSjMOT+OԔ$JUUVj5m\Rh7,uOW }Yr=OeY<лEeSڵusd! UnYZSh5]UD]/)xz \_{{L(`3VOlT^8lhn4j̸ŕ>*ϕg@鴡g=֡7쳆rC۶ߴoiV4l,GBݏ:ts\˴ӳ`bfgݐڔx1kuLԶJdzMc,ŃzJ^*[\ali\DiEQSsm?/DoP켵Ԥ۝! ńYĒXctoeq8}eRXKT4@q3T\* h"e!`*TJ1SVgڢaPC8uEŻ:4*h ]Aҡ42Ȱd !ߦL 28ߜjvtt̰n~ϙRtDr514.UPCpd 9kCe`xi੨l?sDn a ;47@i۬90 Bl {jw&tJ;g@4xn A d9*j۴Ƅ sDZ o9nr#8b70t:(۫uz`8e'_nv- vfxľ[{eJ#N}rxӝ qwr6{o+n!6q[DzʚQAEfO!ۃ?gwiҿy|0s} /|>`oyq'~sB>gcl=¦7Tǃv. !0 .j)yyM& 2lMJ Ѡ@Z"5`[m戺e-%*,TZŅr@,u" G0h&g"/b endstream endobj 27 0 obj <> endobj xref 0 28 0000000000 65535 f 0000000000 00000 f 0000006366 00000 n 0000000016 00000 n 0000004650 00000 n 0000004549 00000 n 0000015219 00000 n 0000000000 00000 f 0000006393 00000 n 0000009885 00000 n 0000004763 00000 n 0000012432 00000 n 0000000000 00000 f 0000009980 00000 n 0000004888 00000 n 0000010084 00000 n 0000000000 00000 f 0000005013 00000 n 0000006493 00000 n 0000000000 00000 f 0000005138 00000 n 0000005244 00000 n 0000000000 00000 f 0000000184 00000 n 0000000253 00000 n 0000004500 00000 n 0000000400 00000 n 0000017732 00000 n trailer <<4D4E16279A364BE4B9D5F3E89AE65451>]>> startxref 18128 %%EOF